CEO’s annual benefit open enrollment period for 2026 will begin on Thursday December 4, 2025. Here is CEO’s benefit guide and rates that provide a comprehensive review of 2026 rates and benefits available.

Please see below for a high-level overview of important benefit information and changes:

• For the 2026 benefit year CEO will continue to offer the CDPHP hybrid medical plan. Based on the current healthcare environment our premium has increased by 11%.
• For staff who currently have CEO health insurance or are evaluating insurance options please connect with our Fidelis Representative, Laurie Nagy, to ensure you are choosing the best option for you. Laurie can be reached via email at lnagy@fideliscare.org or via phone at (518) 419-2523.
• The CEO rate grid document provides the updated rates for the 2026 benefit year.
• There was a slight increase to dental premiums, but no increase to vision premiums.
• We will continue to utilize Ally Health for Telemedicine but will be offering a cost share option for employees who elect this benefit. CEO will contribute $3.00 to the monthly premium and employees will be responsible for $3.50 each month.

 Pension plan contributions continue to be based on Years of Service and eligibility guidelines. Anyone who met eligibility guidelines in 2025 will be invited to the enrollment meeting in December.

Open Enrollment will occur utilizing our online platform, Employee Navigator.

Please see below for details on the enrollment process:

• You will receive an email from noreply@employeenavigator.com to start your benefit election in Employee Navigator.
• All benefit eligible staff must access Employee Navigator and elect or waive benefits by Friday, December 12, 2025.
  • All benefits outlined in the CEO benefit guide will be available to be elected or waived in the Employee Navigator system.

 If you are experiencing any issues or have any questions with the open enrollment process, please reach out to Tia Martin for assistance with any questions or troubleshooting.